The Ursa Blog
Real-world advice, finance and accounting tips, and straight talk to help you grow without losing your mind.
Featured Post
What Is Zero-Based Budgeting and Why Your Business Should Care
Zero-based budgeting isn’t just some finance trend—it’s the kind of real-world move that separates smart businesses from scrambling ones. No fluff. No filler. Just financial clarity, Ursa-style.
2026 Tax Changes Every Business Should Be Planning For Now
The 2026 IRS tax updates are here — and they’re the biggest shift in a decade. From new deduction limits to higher credits, here’s how your CFO or tax accountant should be preparing now to protect cashflow and optimize your tax strategy.
From Bookkeeping to Fractional CFO: How Ursa Helped Vinyl Equity Scale
When Vinyl Equity started, founder Rob Schoder just wanted clean books. What he got was a growth partner. Ursa turned basic bookkeeping into a full-on fractional CFO relationship — handling fundraising, cash flow, and financial ops so Rob could get back to building. The result? More time, more trust, and a finance function built to scale.
SALT Cap Changes: What Business Owners Should Expect Next
The SALT deduction just got its biggest overhaul in years. The cap has jumped from $10,000 to $40,000, but high earners will see their benefit phase out. For business owners, this isn’t just tax trivia—it’s a shift that affects cashflow, planning, and entity strategy. Here’s what to expect next, and how fractional accounting services can help you navigate SALT deduction 2025 with confidence.
Tariffs Are Here: Five Moves Every Small Business Should Make Now
Tariffs are taxes that hit your landed cost, pricing, and cashflow. This five-move playbook shows small businesses how to map tariff exposure, diversify supply, run a 13-week cash engine, automate controls, and stay agile through legal whiplash—with help from outsourced accounting and a fractional CFO.
Stop Guessing, Start Leading: The Real-World Playbook for Managing Startup Finances
Most founders run startup finances on gut feel, but that’s a fast path to missed payrolls and shaky fundraising. This playbook shows you how to master accounting, forecasting, and controls, plus when to bring in help — so you can lead with clarity and confidence.
Chaos to Clarity: Fixing Financial and IT Back-Office Systems in Tandem
Finance and IT break together, and fixing one without the other never sticks. This guide shows how to align financial and IT back-office systems with fractional accounting, financial outsourcing, and smart IT practices to create clarity, control, and scalability.
How to Prep Your Books and Ops for an Acquisition
Acquisition planning is not about pitch decks—it’s about financial discipline. This guide covers the technical steps to get deal-ready: GAAP compliance, reconciled accounts, normalized EBITDA, defensible forecasts, clean cap tables, operational controls, and a complete data room. The work you do now sets the value of your company later.
The Founder’s Survival Guide to Fintech Taxes & Compliance
In fintech, one slip on taxes or compliance can tank your raise—or your business. This guide breaks down what founders need to know: from R&D credits and AML/KYC to licensing, data privacy, and ops infrastructure. Show up investor-ready, stay regulator-safe, and scale without blowing yourself up.
How to Prep Your Startup for a Fundraising Round (Without Losing Your Mind)
Investors don’t fund messy. They back clarity, consistency, and confidence. This founder-friendly prep kit breaks down the financial and operational moves you need to make before a fundraising round—so you’re not scrambling when VCs start asking tough questions.
The Circle of Trust: Why Founder-First Teams Bet on Strategic Ops Partners
Founders can’t do it all, and they shouldn’t try. From early chaos to late-stage scaling, the best startup teams lean on outsourced operations partners to bring clarity, speed, and strategic sanity. This isn’t about giving up control, it’s about building your Circle of Trust before the wheels come off.
From LOI to Integration: Why Your M&A Playbook Needs Outsourced Accounting
M&A deals don’t fall apart in the boardroom—they unravel in the back office. From due diligence to post-close integration, outsourced accounting gives you the horsepower to pull off a clean, profitable transition. Here’s how smart founders use outsourced ops to skip the post-merger hangover and protect the value they just acquired.
The Founder's Guide to Tax Planning Before (and After) a Raise
You just raised a round—nice work. But before you coast, remember: the IRS doesn’t care how slick your pitch deck was. This guide breaks down what founders need to know about tax planning before and after the money hits the account. No fluff, just the moves that'll keep you out of hot water.
SOC 2 Without the Headaches: Make It Work for Growth, Not Against It
SOC 2 compliance is the new standard for startups targeting enterprise clients—but most companies make it harder than it needs to be. This guide walks through what SOC 2 is, how the audit works, and how to make it part of your growth strategy (not your burnout story).
Cash Flow Basics: What it is and How it Works
Revenue is nice. Profit is exciting. But cash flow is how your business actually stays alive. This guide breaks down how money moves in and out of your company, how to track it without the jargon, and how to use it to make better budgeting and financial decisions as you grow.
The Founder’s Guide to the One Big Beautiful Bill
If you're a founder in tech, life sciences, or software, this one's for you. The One Big, Beautiful Bill just rewrote the tax playbook—restoring immediate R&D expensing, unlocking retroactive refunds, and putting serious cash back on the table. Here’s what changed, what it means, and how to take full advantage.
Where’s the Money Going? A No-BS Guide to Cost Accounting That Actually Helps You Grow
If you're scaling and don’t know where the money’s going, it’s a problem. This no-fluff guide shows how smart cost accounting turns chaos into clarity—and how startups like Hoofprint Biome use it to grow faster, stay compliant, and make smarter bets.
Scale Without the Scars: How Outsourced Partners Keep You Safe When Everything’s Shaky
When you’re growing fast, the cracks start to show. Invoices slip. Forecasts fall apart. Founders burn out. This no-fluff guide breaks down how smart companies use outsourced partners to scale without the chaos—so nothing (and no one) breaks along the way.
Financial Statements 101: A Beginner’s Guide to Understanding the Basics
Financial statements aren’t just for your accountant—they’re for you. Whether you’re raising money or just trying to make payroll, this no-BS guide breaks down the big three: your statement of financial position (aka balance sheet), income statement, and cash flow. No fluff, no finance degree required—just the clarity you need to run your business like a pro.
Decoding the Importance of a Fractional CFO in Early-Stage Businesses
Startups move fast, and your financials need to keep up. If you're making big decisions with half-baked numbers or guessing your way through fundraising, it's time to bring in a fractional CFO. This is your guide to what they do, when to hire one, and how they keep your business scaling without the sticker shock of a full-time exec.
Why Founders Shouldn't DIY Their Books (Even if You're Good at Excel)
You’re a founder. You’re good at Excel. But that doesn’t mean you should be DIYing your books. From missed tax deductions to cash flow blind spots, the risks are real—and they’re costing you more than you think. In this guide, Ursa breaks down why startup bookkeeping is best left to the pros and how outsourcing can save you time, money, and a whole lot of stress.